Regional Manager in the Problem Loans Department

What you do:

• Manage an assigned portfolio, focusing on the collection of problematic receivables.
• Conduct phone calls and meetings with debtors to facilitate partial or full repayment of overdue obligations, negotiate out-of-court settlements, voluntary debt repayment, and restructuring of the bank's exposures.
• Prepare proposals for problematic receivables, including early maturity demands, partial and complete off-balance write-offs of problematic credit exposures.
• Draft notices to debtors regarding overdue payments and total debt/notarial invitations. Prepare extracts for court proceedings.
• Support the bank's legal advisors/servicing attorneys in issuing writs of execution, initiating enforcement proceedings, and other operational actions.
• Monitor the validity periods of mortgages/pledges and insurance of the bank's accepted collateral for problematic loans and take timely actions for renewal.

What you bring:

• Higher education degree in economics.
• Minimum of three years of experience in the banking sector.
• Theoretical and practical knowledge in managing problematic receivables.
• Excellent communication and analytical skills.
• Proficiency in English is considered an advantage.
• Strong organizational skills and ability to make decisions under pressure.
• Ability to meet deadlines and take responsibility.
• Teamwork skills.
• Computer literacy, including proficiency in Microsoft Office (Word, Excel, PowerPoint).
• Experience with banking software products is an advantage.
• Experience with AI technologies such as ChatGPT.

What we offer:

• Offer a hybrid work model balancing in-person collaboration and remote work.
• Provide a comprehensive compensation and benefits package, including bonuses, pension, health insurance, employee shares, and discounts.
• Support lifelong learning through career development, digital learning programs, and international mobility, fostering innovation and empowerment.
• Present excellent career opportunities in insurance, asset management, and banking, with active communication across Allianz Group and key functions.

82003 | Risk Management | Management | Non-Executive | Allianz Bulgaria | Full-Time | Permanent

Allianz Group is one of the most trusted insurance and asset management companies in the world. Caring for our employees, their ambitions, dreams and challenges, is what makes us a unique employer. Together we can build an environment where everyone feels empowered and has the confidence to explore, to grow and to shape a better future for our customers and the world around us. 
We at Allianz believe in a diverse and inclusive workforce and are proud to be an equal opportunity employer. We encourage you to bring your whole self to work, no matter where you are from, what you look like, who you love or what you believe in.
We therefore welcome applications regardless of ethnicity or cultural background, age, gender, nationality, religion, disability or sexual orientation.
Join us. Let's care for tomorrow.