Sr. Specialist - AAGI A&H Individual Health Pricing

Job Summary

Responsible for handing pricing frameworks/process, technical analysis and initiatives to maintain or/and improve Health portfolio profitability (A&H, P&C) following the Company Target and Direction.

Key Responsibilities

• Responsible for technical analysis and (re)pricing to achieve business growth and profitability for new and renewal Individual Health business and Health portfolio (Cancer, CI)
• Comply and pursue the authorized review/approval process from committees, compliance & audit, AZAP & group, for all health products (INDI and Group)
• Perform cross-department collaboration for new and renewal (re-repricing) products implementation (INDI and Group, A&H and on OPUS system
• Perform monitoring reports for A&H health portfolio management and improve, ad hoc analysis request (from OPUS system)
• Ensure premium accuracy in OPUS system and other premium tools (for products operated under OPUS system)
• Work closely with cross-functional teams (product, underwriting, operations) to bring new products and repricing initiatives to market
• Monitor portfolio performance, identify trends, and proactively recommend actions to improve loss ratio and overall portfolio health
• Prepare and present clear, insightful analysis to support decision-making by senior stakeholders and committees
• Ensure all pricing activities follow internal governance, including approvals from local committees, Group, compliance, and audit
• Contribute to continuous improvement of pricing frameworks, tools, and processes

Must have

• Bachelor’s degrees in actuarial science, or Statistics/Mathematics
• At least 5 years’ experience in non-life insurance pricing on Health Insurance is a plus
• Strongly in pricing technical (actuarial) knowledge and process
• Fluent in English (writing and interactive presentation)

Nice to have

• Strong analytical skill, strategic thinking and planning, and self-driven
• Ability to present technical insights to senior stakeholders
• Strongly in presentation skill (non-technical) stakeholder i.e. involved in product implementation
• Any AI-future skills e.g., ChatGPT, or CoPilot365, will be advantage.

Allianz Group is one of the most trusted insurance and asset management companies in the world. Caring for our employees, their ambitions, dreams and challenges is what makes us a unique employer. We are united by a shared commitment: to put our customers first and at the centre of everything we do. Their needs inspire our thinking and guide our actions. Together, we can build an environment where everyone feels empowered and confident to explore, grow and shape a better future – for our customers and for the world around us. At Allianz, we stand for unity: we believe that a united world is a more prosperous world, and we are dedicated to consistently advocating for equal opportunities for all. The foundation for this is our inclusive workplace, where people and performance both matter, and where integrity, fairness, inclusion and trust are at the heart of our culture. We therefore welcome applications regardless of ethnicity or cultural Internal background, age, gender, nationality, religion, social class, disability or sexual orientation, or any other characteristics protected under applicable local laws and regulations.

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