Credit Analyst in GCC Bucharest

What you do
• Buyer's assessment according with define targets
• Gathers information on buyers through desk-based research
• Performs financial analysis and evaluates performance of the management and strategy without buyer contact
• Identifies potential leads
• Monitors the risks related to buyers financial performance, trade sector evolution, maintains constant contact with internal clients; apply, grading principles, guidelines and procedures;
• Maintain permanent contact with other departments like, Policy Administration, Underwriting, Claims and Collections  
• Support the sales department and other business units of Euler Hermes Group
• Provides various reports/statistics for senior management
• Acts as an advisor and SPOC for the rest of the RBO's
• Involved in shadowing and process trainings of the new joiners within the team

What you bring
Educational requirements
• Bachelor and / or Master degree in Economics , Finance Banking or Risk Management specialization 
Functional knowledge 
• Extended knowledge in Financial analysis, Risk assessment, Market knowledge 
• Extended knowledge of banking/financial services sector 
• Proficient in IT Systems / Software: MS Office; particularly MS Excel (advanced level)
• Language: EN advanced level (reading and writing skills) is required
Business expertise
• 5 years and/or over 5 years  experience in insurance  / credit  insurance / risk  / banking - corporate - area 
• expertise and experience in business assessment 
Interpersonal skills
• very good analytical skills and structured thinking
• ability to take grading decisions
• excellent organizational skills and attention to detail
• good communicator 
• team player, honest, ability to convince others, very good problem solving skills 
• ability to handle multiple tasks in high volume
• ability to work independently and collaborating with co-workers in a team setting
• ability to work under pressure and tight deadlines
• patience and teaching skills 
• "Looking for candidates who possess a basic awareness of Artificial Intelligence technologies and are enthusiastic about learning and integrating AI into everyday business processes.

What We offer

• Dynamic and multinational working environment.
• Opportunity to learn and grow- on the job as well as language or professional training.
• Open company culture, flexible working hours / possibility of working from home.
• A wide range of employee benefits - meal vouchers, gift vouchers, performance bonus, public transportation allowance, extra personal days, premium health insurance, fruit day, discounts on Allianz products, etc.
• Full time permanent contract.
• Modern and accessible offices.

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Allianz Group is one of the most trusted insurance and asset management companies in the world. Caring for our employees, their ambitions, dreams and challenges, is what makes us a unique employer. Together we can build an environment where everyone feels empowered and has the confidence to explore, to grow and to shape a better future for our customers and the world around us.

At Allianz, we stand for unity: we believe that a united world is a more prosperous world, and we are dedicated to consistently advocating for equal opportunities for all. And the foundation for this is our inclusive workplace, where people and performance both matter, and nurtures a culture grounded in integrity, fairness, inclusion and trust

We therefore welcome applications regardless of race, ethnicity or cultural background, age, gender, nationality, religion, social class, disability or sexual orientation, or any other characteristics protected under applicable local laws and regulations.

Join us. Let's care for tomorrow.