Credit Analyst

Responsibilities:

- Proactively reviews the credit risk of buyers with good quality.

- Gathers appropriate level of information to assess buyers through public info and status reports.

- Assess buyers according to defined criteria (manual grading).

- Realize and maintain numerous contacts with buyers: *buyer visits *phone call to buyers

- Represents EH locally in front of buyers.

- Complete L2R reports according to APAC region’s requirements.

-Be a good team player. Actively discuss with UW team and other grading team colleagues on assessment of buyer’s risks.

KPIs:

1) Complete certain number of buyer reviews in a week with good quality according to productivity and response time requirement. Achieve Zero Defect targets for underwriting, especially the response time below 8 days should be above 90% (KPIs advised by region).

2) Achieve PRV target upon group’s standard and complete L2R timely.

3) Work with other S2&S3 team members to complete required the number of JTDs based on team headcounts.

4) Achieve personal working efficiency standard hours > 6 hours focused on S2&S3 buyers, 8 large risk reports, 6 site visits and 26 extensive phone calls.

5) Achieve loss ratio budget (check with Finance team).

6) JTD allocation and report

- Monitor the JTD allocation under automatic system within the IRP, balance the workload, improve work/life balance;

- Report any malfunction of all risk daily work utilized system in time to ensure RIC KPI performs.

7) communication - Maintain good communication with the U/W team (for pre-checking + policy renewal) to support business in China.

8) training - Attend training for risk staffs

9) Reporting - Monthly productivity worksheet to be completed by every 5th of the very next month and submit to Cathy Wang for filing. - Keep the most updated Analyst daily workload record to ensure monthly sample check of quality can be conducted by Team Leader

10) Allianz Trade is a leader in the trade credit insurance market and embraces innovative technologies. We utilize Artificial Intelligence powered tools and encourage candidates with a basic understanding of commonly used platforms, as well as an awareness of best practices and the potential risks associated with AI in the workplace to apply.

Allianz Group is one of the most trusted insurance and asset management companies in the world. Caring for our employees, their ambitions, dreams and challenges, is what makes us a unique employer. Together we can build an environment where everyone feels empowered and has the confidence to explore, to grow and to shape a better future for our customers and the world around us.

At Allianz, we stand for unity: we believe that a united world is a more prosperous world, and we are dedicated to consistently advocating for equal opportunities for all. And the foundation for this is our inclusive workplace, where people and performance both matter, and nurtures a culture grounded in integrity, fairness, inclusion and trust.

We therefore welcome applications regardless of ethnicity or cultural background, age, gender, nationality, religion, social class, disability or sexual orientation, or any other characteristics protected under applicable local laws and regulations.

Join us. Let's care for tomorrow.

If you are interested in the position above and think you have the right profile, please follow the online application process. For more detailed information about the company and our career opportunities please go to our website: https://www.allianz-trade.com/en_global/careers.html

The personal data collected in this application will be used by us for recruitment purposes only. It is our policy to retain the personal data of unsuccessful applicants for future recruitment purposes for a period of 36 months. Under the Personal Data (Privacy) Ordinance, you have a right to request access to, and to request correction of, your personal data in relation to your application.