Credit Specialist in GCC Bucharest

Job Level: Professional

Location:

RO

Area of Expertise: Underwriting

Unit: Allianz Trade

Employing Entity: Euler Hermes S.A. Bruxelles Sucursala Bu

Job Type: Full-Time

Remote Job: Hybrid working

Employment Type: Permanent

ID: 91273

Position Cluster: Non-Executive

What you do

Buyer's assessment according with define targets
Gathers information on buyers through desk-based research
Performs financial analysis and evaluates performance of the management and strategy without buyer contact
Decide on credit limit requests consistently, within response time delays included in Risk Business Model;
Use all information available in our system and his/her own market knowledge in order to assess the risk;
Monitor risk exposure, trade sector evolution and action plans - maintaining personal contact with internal clients; Applies grading and underwriting principles and procedures;
Maintain permanent contact with other departments like Policy Management, Claims and collections;
Support the sales department and other business units of Allianz Trade Group;
Provides various reports/statistics for senior management
Uses & developes own financial analysis skills;
Involved in shadowings and process trainings of the new joiners within the team

What you bring

Educational requirements: Master's degree in Economics
Functional knowledge: risk assessment, market knowledge; knowledge of banking/financial services sector is an advantage; strong analytical skills and structured thinking
IT Systems / Software: MS Office; particularly MS Excel;
Language: EN advanced level (reading and writing skills) is required
Business expertise: 1-3 years in insurance area/ credit insurance/ risk area; strong business/ finance assessment skills; demonstrates commercial awareness
Interpersonal skills: good communicator, team player, honest, ability to convince others, problem solving; Excellent organizational skills and attention to detail. Ability to handle multiple tasks in high volume; Ability to work independently and collaborating with co-workers in a team setting.
We are seeking innovative thinkers with a strong understanding of artificial intelligence and its applications to join our dynamic team.

What We offer

Dynamic and multinational working environment.
Opportunity to learn and grow- on the job as well as language or professional training.
Open company culture, flexible working hours / possibility of working from home.
A wide range of employee benefits - meal vouchers, gift vouchers, performance bonus, public transportation allowance, extra personal days, premium health insurance, fruit day, discounts on Allianz products, etc.
Full time permanent contract.
Modern and accessible offices.

#Romania

#NEUR

#Bucharest

#LI-Hybrid

#LI-MI1

Headquartered in Paris, Allianz Trade is the global leader in trade credit insurance and a recognized specialist in the areas of surety, collections, structured trade credit and political risk, present in over 40 countries with 5,800 employees. In 2024, our revenues reached 3.8 billion euros, and we guaranteed 1,400 billion euros of trade transactions worldwide. With sustainability, collaboration, and inclusion at the heart of our values, our workplace culture has earned global recognition — demonstrated by our certification as a Great Place to Work and a Gold Medal from EcoVadis in 2025. Disclaimer: Allianz Trade is the trademark used to designate a range of services provided by Euler Hermes.