Credit Underwriter in GCC Bucharest
RO
What you do
- Decide on credit limit requests consistently, within response time delays included in Risk Business Model;
- Use all information available in our system and his/her own market knowledge in order to assess the risk;
- Monitor risk exposure, trade sector evolution and action plans - maintaining personal contact with internal clients; Applies underwriting principles and procedures;
- Maintain permanent contact with other departments like Policy Management, Credit Assessment, Claims and collections;
- Ability to work under pressure and to tight deadlines;
- Using & developing your own financial analysis skills;
- Support the sales department and other business units of Allianz Trade Group;
What you bring
- Educational requirements: Master's degree in Economics
- Functional knowledge: risk assessment, market knowledge; knowledge of banking/financial services sector is an advantage; strong analytical skills and structured thinking
- IT Systems / Software: MS Office; particularly MS Excel;
- We are seeking innovative thinkers with a strong understanding of artificial intelligence and its applications to join our dynamic team.
- Language: EN advanced level (reading and writing skills) is required
- Business expertise: 1-3 years in insurance area / credit insurance / risk area; strong business/finance assessment skills; demonstrates commercial awareness
- Interpersonal skills: good communicator, team player, honest, ability to convince others, problem solving; Excellent organizational skills and attention to detail. Ability to handle multiple tasks in high volume; Ability to work independently and collaborating with co-workers in a team setting.
What We offer
- Dynamic and multinational working environment.
- Opportunity to learn and grow- on the job as well as language or professional training.
- Open company culture, flexible working hours / possibility of working from home.
- A wide range of employee benefits - meal vouchers, gift vouchers, performance bonus, public transportation allowance, extra personal days, premium health insurance, fruit day, discounts on Allianz products, etc.
- Modern and accessible offices.
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Allianz Group is one of the most trusted insurance and asset management companies in the world. Caring for our employees, their ambitions, dreams and challenges, is what makes us a unique employer. Together we can build an environment where everyone feels empowered and has the confidence to explore, to grow and to shape a better future for our customers and the world around us.
At Allianz, we stand for unity: we believe that a united world is a more prosperous world, and we are dedicated to consistently advocating for equal opportunities for all. And the foundation for this is our inclusive workplace, where people and performance both matter, and nurtures a culture grounded in integrity, fairness, inclusion and trust.
We therefore welcome applications regardless of ethnicity or cultural background, age, gender, nationality, religion, social class, disability or sexual orientation, or any other characteristics protected under applicable local laws and regulations.
Join us. Let's care for tomorrow.
