Junior Credit Underwriter

You will be based in our Johannesburg office, within the Credit Team Department

What you will do:

• Underwrite credit limit requests in a timely manner;
• Use all information available in our system and his/her own market knowledge in order to assess the risk;
• Monitor risk exposure, trade sector evolution and action plans - maintaining personal contact with internal clients; Applies underwriting principles and procedures;
• Maintain permanent contact with other departments like Policy Management, Credit Assessment, Claims and Collections; 
• Use & develop your own financial analysis skills;
• Support the sales department and other business units of Allianz Trade Group;

What You Bring:

• Relevant degree in Finance/Commerce
• 1-3 years in insurance area / credit  insurance / risk area; strong business/finance assessment skills; commercial awareness.
• Risk assessment, market knowledge; strong analytical skills and structured thinking

• Proficient in IT Systems / Software: MS Office; particularly MS Excel (advanced level)
• Language: EN advanced level (reading and writing skills) is required
• Good level of communication, ability to work in team and to convince others.
• Problem solving
• Excellent organizational skills and attention to detail.
• Ability to handle multiple tasks in high volume.
• Ability to work independently and collaborating with co-workers in a team setting.
  
  
  

What We Offer:

•  Dynamic and multinational working environment.
•  Opportunity to learn and grow- on the job as well as language or professional training.
•  Open company culture, flexible working hours / possibility of working from home.     

We utilize Artificial Intelligence powered tools and encourage candidates with a basic understanding of commonly used platforms, as well as an awareness of best practices and the potential risks associated with AI in the workplace to apply.                                                          

Our Values  

Customer and Market Excellence: Unwavering commitment and expertise to provide maximum support to those who rely on us.  

Collaborative Leadership: Valuing people, promoting a culture of feedback and collective well-being.  

Entrepreneurship: Anticipating trends and taking risks in an environment that fosters innovation and responsibility.  

Trust: Acting with integrity, honoring commitments, promoting diversity and inclusion, and acting transparently for corporate social responsibility   

What you should know before applying  

At Allianz, we are committed to ensure a fair hiring process and minimize unconscious bias during the screening phase. At this regard, we ask each candidate to submit their resume including only the essential information for an objective and transparent assessment of skills and experience. For example, it’s preferable to omit the photo or the city of residence before submitting the CV. 

#LI-FM1 #SouthAfrica #Johannesburg

88339 | Underwriting | Entry Level | Non-Executive | Allianz Trade | Full-Time | Permanent

We at Allianz believe in a strong inclusive culture that encourages people to speak their minds, get involved and question the status quo. We are proud to be an equal opportunity employer and encourage you to bring your whole self to work, no matter where you are from, what you look like, who you love, or what you believe in. We therefore welcome applications regardless of race, ethnicity or cultural background, age, gender, nationality, religion, social class, disability, sexual orientation, or any other characteristics protected under applicable local laws and regulations. Great to have you on board. Let's care for tomorrow.​ 

Great to have you on board. Let's care for tomorrow.​