Risk Consultant (Credit Analyst)

Key Responsibilities:

• Conduct the credit assessment of buyers within response time including executing phone contacts and meetings with buyers and other sources such as banks to collect necessary information for the buyers

• Decide credit limit requests and make credit limit recommendations to Hong Kong Credit Office consistently, within response time according to our Risk Business Model

• • by assessing buyer with all information available in the system and his/her own market knowledge
  • by monitoring of the risk portfolio
  • by preparing and analyzing further information, according to Information Quality Standards

• Be responsible for a dedicated customer’s portfolio, steer it and provide a pro-active service level to our customers

• • by regularly meeting customers and brokers
  • by organizing virtual meetings/conferences

• Contribute to support Commercial team in steering customers loss ratio and implement necessary actions to ensure or restore profitability of portfolio

Job Requirements:

• Bachelor’s degree in Business Administration, Finance or any related discipline
• Preferred for a minimum 2 years’ experience in commercial banking or credit risk management, but we will also consider a candidate with less than 2 years’ work experiences who shows a strong potential and commitment to grow with our team
• Experienced in trade credit insurance is a plus
• Comprehensive knowledge of financial statements analysis
• Highly energized with positive work attitude
• A good team player who takes the initiative to support team
• Experience in working for MNCs / a multicultural environment a definite advantage
• Strong communication, interpersonal, analytical and presentation skills
• Languages:  Korean (Native) and proficient English (MUST)
• Conversant with Microsoft Word, Excel and PowerPoint

Allianz Trade embraces innovative technologies. We utilize Artificial Intelligence powered tools and encourage candidates with a basic understanding of commonly used platforms, as well as an awareness of best practices and the potential risks associated with AI in the workplace to apply.

#Seoul

#SouthKorea

#HongKongHub

#APAC

#LI-JL1

Allianz Group is one of the most trusted insurance and asset management companies in the world. Caring for our employees, their ambitions, dreams and challenges, is what makes us a unique employer. Together we can build an environment where everyone feels empowered and has the confidence to explore, to grow and to shape a better future for our customers and the world around us.

At Allianz, we stand for unity: we believe that a united world is a more prosperous world, and we are dedicated to consistently advocating for equal opportunities for all. And the foundation for this is our inclusive workplace, where people and performance both matter, and nurtures a culture grounded in integrity, fairness, inclusion and trust.

We therefore welcome applications regardless of ethnicity or cultural background, age, gender, nationality, religion, social class, disability or sexual orientation, or any other characteristics protected under applicable local laws and regulations.

Join us. Let's care for tomorrow.

Headquartered in Paris, Allianz Trade is the global leader in trade credit insurance and a recognized specialist in the areas of surety, collections, structured trade credit and political risk, present in over 40 countries with 5,800 employees. In 2024, our revenues reached 3.8 billion euros, and we guaranteed 1,400 billion euros of trade transactions worldwide. With sustainability, collaboration, and inclusion at the heart of our values, our workplace culture has earned global recognition — demonstrated by our certification as a Great Place to Work and a Gold Medal from EcoVadis in 2025.​

Disclaimer: Allianz Trade is the trademark used to designate a range of services provided by Euler Hermes.