Regional Credit Director
Baltimore, MD, US, 21202
Job Purpose: Reports directly to the AZT MNC Credit Intelligence Director. In the region, leads the team of Program Credit Managers, steers the program profitability and development and manages the risk portfolio. Works together with the Regional Distribution Director and the Region (core) to implement the risk strategy and strengthen AZT NPS. and works with Regional Program Risk Managers (PRM) in symbiosis with the Regional / Local BU Risk Directors and the local Risk teams in the management of all risk issues under the MNC World Program (AZT WP). Responsible for the MNC global and regional loss ratio
Key Responsibilities
"•With Sales Manager design and implementation of World Programs
• With RAD and Account Manager, designs the structure and implements the renewal strategy for World Programs
• Sets and Aligns the program strategy with Account Manager/PUW and keeps close contact with the customers and the brokers though regular meetings and calls
• Managing directly a portfolio of World Programs
• Actively manages the risk portfolio - where appropriate, develop/implement corrective actions on sensitive risks
• Supports business development, pitching new customers, auditing credit risk management procedures
• Reports to Management committee and Central Team on a regular basis.
• Reports to RRC on a half yearly basis
• Actively steers large claim cases globally
• Engages Strategic Risk Underwriters
• Manages a team of Regional Risk Managers (Program Risk Managers)
Key Requirements
• Expert knowledge of the credit insurance industry, products and regulations
• Expert knowledge of risk management, including underwriting and risk governance
• Expert knowledge of business analysis techniques and financial assessment skills
• Advanced knowledge of international insolvency and claims and collection practices, including relevant quality standards
• Advanced ability to assess claims, taking into account contractual parameters
• Advanced knowledge of geopolitics including on emerging markets
• Advanced ability to communicate well via all mediums (eg. email, phone) and at all levels of an organization within a multicultural setting
• Advanced ability to convince stakeholders in discussion and presentation of ideas and analysis
• Advanced knowledge of written and spoken English
- Internal leadership behavior:
* Team player/ manager
* Steer relation and cooperation with MNC-organization and regions
* Represent MNC within the group
- External leadership behavior:
* Develop strong relationships with policyholders
* Represent company to all external stakeholders"
- Looking for candidates that possess a basic awareness of Artificial Intelligence technologies and are enthusiastic about learning and integrating AI into everyday business processes.
- (Generative) Artificial Intelligence or GenAI or AI
- Data Analysis
- (Microsoft) Copilot
- ChatGPT
Total compensation range:
$170,000 - $200,000
Placement within the range provided above is based on the individual’s relevant experience, skills for the role, and location. Salary ranges are only one component of our total compensation package.
Benefits:
We value your goals and needs, at work and in life. As an associate, you’ll be supported with resources, benefits, and work-life balance so you can thrive in ways that matter to you.
Featured employee benefits to enrich your life:
· Competitive compensation
· Annual bonus eligibility and/or commission structure opportunities
· 401(k) discretionary match of up to 6%
· Flexible work schedules
· Health and wellness benefits
· Paid time off for vacation, illness, Birthday Day Off and Volunteer Day Off
· Tuition Reimbursement
· Family care resources, including fertility and adoption benefits
Learn more about our benefits here:
https://rcmd-connect.com/allianztrade/
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101067 | Underwriting | Management | Allianz Executive | Allianz Trade | Full-Time | Permanent
Allianz Group is one of the most trusted insurance and asset management companies in the world. Caring for our employees, their ambitions, dreams and challenges is what makes us a unique employer. We are united by a shared commitment: to put our customers first and at the center of everything we do. Their needs inspire our thinking and guide our actions. Together, we can build an environment where everyone feels empowered and confident to explore, grow and shape a better future – for our customers and for the world around us.
At Allianz, we stand for unity: we believe that a united world is a more prosperous world, and we are dedicated to consistently advocating for equal opportunities for all. The foundation for this is our inclusive workplace, where people and performance both matter, and where integrity, fairness, inclusion and trust are at the heart of our culture. We therefore welcome applications regardless of race, ethnicity or cultural background, age, gender, nationality, religion, social class, disability or sexual orientation, or any other characteristics protected under applicable local laws and regulations.
Join us. Let's care for tomorrow.
Note: Having different strengths, experiences, perspectives and approaches is an integral part of Allianz‘ company culture. One means to achieve this is a regular rotation of Allianz employees across functions, Allianz entities and geographies. Therefore, Allianz expects from its employees a general openness and a high motivation to regularly change positions and collect experiences across Allianz Group.
Nearest Major Market: Baltimore
