Risk Underwriting, Industry Manager

Job Level: Management

Location:

Baltimore, MD, US, 21202

Area of Expertise: Underwriting

Unit: Allianz Trade

Employing Entity: Euler Hermes North America Insurance Com

Job Type: Full-Time

Remote Job: Remote working

Employment Type: Permanent

ID: 99769

Position Cluster: Allianz Executive

Job Purpose: Ensures most effective credit limit service in terms of: quality of decision, turnaround time and communication towards customers. Attracts new customers or prospects by quality of service and underwriting decisions. Builds a trustee relationship with customers to improve customer portfolio profitability.
	Key Responsibilities and Duties
	Engage with and build strong relationships with the Commercial department to drive new business development while also following the Regional underwriting strategy; build relationships with other core functions Manage a portfolio of high value clients to drive increased retention and galvanize the customer relationship which may require travel on an as-needed basis Decide credit limit requests consistently within response time delays included in Risk Business model by assessing buyer with all information available and his/her own market knowledge Monitors the risk portfolio by requesting further information to Risk office, according to Information Quality Standards Contributes to support Commercial in steering customers loss ratio and implement necessary actions to ensure or restore profitability of portfolio Actively lead and manage transversal projects to further develop and enhance the Credit Underwriting department
	Required Qualifications and Skills
	Bachelor’s degree in economics, finance or Related discipline. Advanced degree, MBA or MS Finance preferred. 10+ years’ experience in financial management. Experience in banking, credit insurance brokerage or a credit insurance environment preferred Excellent computer skills, with an understanding of financial software and spreadsheet packages Strong analytical and research skills. Ability to build long term customer relationship, even in a context of restrictive decisions and deteriorated market Strong planning, organizational and workflow prioritization skills. Strong communicator and able to convince others of decision taken; ability to hold visits and contacts including difficult meetings with high profile seniors. Bilingual preferred Looking for candidates that possess a basic awareness of Artificial Intelligence technologies and are enthusiastic about learning and integrating AI into everyday business processes. (Generative) Artificial Intelligence or GenAI or AI Data Analysis (Microsoft) Copilot ChatGPT Total compensation range: $150,000 - $180,000 Placement within the range provided above is based on the individual’s relevant experience, skills for the role, and location. Salary ranges are only one component of our total compensation package. Benefits: We value your goals and needs, at work and in life. As an associate, you’ll be supported with resources, benefits, and work-life balance so you can thrive in ways that matter to you. Featured employee benefits to enrich your life: · Competitive compensation · Annual bonus eligibility and/or commission structure opportunities · 401(k) discretionary match of up to 6% · Flexible work schedules · Health and wellness benefits · Paid time off for vacation, illness, Birthday Day Off and Volunteer Day Off · Tuition Reimbursement · Family care resources, including fertility and adoption benefits Learn more about our benefits here: https://rcmd-connect.com/allianztrade/ #LI-BP1

Allianz Group is one of the most trusted insurance and asset management companies in the world. Caring for our employees, their ambitions, dreams and challenges is what makes us a unique employer. We are united by a shared commitment: to put our customers first and at the center of everything we do. Their needs inspire our thinking and guide our actions. Together, we can build an environment where everyone feels empowered and confident to explore, grow and shape a better future – for our customers and for the world around us.

At Allianz, we stand for unity: we believe that a united world is a more prosperous world, and we are dedicated to consistently advocating for equal opportunities for all. The foundation for this is our inclusive workplace, where people and performance both matter, and where integrity, fairness, inclusion and trust are at the heart of our culture. We therefore welcome applications regardless of race, ethnicity or cultural background, age, gender, nationality, religion, social class, disability or sexual orientation, or any other characteristics protected under applicable local laws and regulations.

Join us. Let's care for tomorrow.

Note: Having different strengths, experiences, perspectives and approaches is an integral part of Allianz‘ company culture. One means to achieve this is a regular rotation of Allianz employees across functions, Allianz entities and geographies. Therefore, Allianz expects from its employees a general openness and a high motivation to regularly change positions and collect experiences across Allianz Group.