Senior Credit Analyst
Job Level:
Professional
Location:
Baltimore, MD, US, 21202
Area of Expertise:
Underwriting
Unit:
Allianz Trade
Employing Entity:
Euler Hermes North America Insurance Com
Job Type:
Full-Time
Remote Job:
Remote working
Employment Type:
Permanent
ID:
105273
Position Cluster:
Job Purpose:
To proactively manage a portfolio of buyers by gathering the appropriate level of information and assessing buyers according to defined targets (manual grading).
Key Responsibilites:
•Manage a profitable portfolio of business within the parameters agreed upon with the Regional Director of Information & Grading, utilizing sound credit analysis techniques.
•Conduct buyer visits or telephone interviews to obtain critical information for the monitoring of the buyer portfolio.
•Monitor high risk buyers and solicit proprietary information for EHNA database by establishing a rapport and maintaining contact with Finance Directors, Treasurers, through visits and telephone and written correspondence. Utilizing all information available arrive at consistent grading of buyers within authority and make detailed recommendations to Supervisor and/or Regional Director when outside authority.
•Perform financial and credit analysis to determine the appropriate credit rating of company being analyzed
•Communicates with Sales Agents and Commercial Underwriters and/or customers as to underwriting requirements regarding industry outlooks and target markets.
•Responsible for the creation of industry sector outlooks (from both public and proprietary information) to determine underlying market trends
Key Requirements:
•Bachelor’s degree in Business Administration or Finance, MBA preferred
•3-5 years’ experience in financial management experience in banking, credit insurance brokerage or a credit insurance environment.
•Excellent computer skills, with an understanding of financial software and spreadsheet packages
#LI-BG1 #LI-REMOTE
Nearest Major Market: Baltimore
