Senior Credit Underwriter

Job Level: Professional

Location:

Baltimore, MD, US, 21202

Area of Expertise: Underwriting

Unit: Allianz Trade

Employing Entity:

Job Type: Full-Time

Remote Job: Remote working

Employment Type: Permanent

ID: 95399

Position Cluster:

Job Purpose: Ensures most effective credit limit service in term of quality of decision, turnaround time and communication toward customers. Attracts new customers/prospects by quality of service and underwriting decisions and builds a trustee relationship with customers, to improve customer portfolio profitability.

Key Responsibilities:

Decide credit limit requests consistently, within response time delays included in Credit Business Model by assessing buyer with all information available in IRP and his/her own market knowledge.
Monitoring of the credit portfolio by requesting further information to Credit office, according to Information Quality Standards
Responsible for a dedicated customers portfolio (based on experience), steering it and providing a pro-active service level, according to PH classification by regularly meeting customers and broker and by organizing telephone conferences.
Contributes to support Commercial in steering customers loss ratio and implement necessary actions to ensure or restore profitability of portfolio.
Takes responsibility in projects and initiatives supporting RBM and IRP related matters.
Builds relationships with other core functions.

Key Requirements:

Bachelor’s Degree required in economics, finance or related discipline. Advance degree, MBA or MS Finance preferred
4+ years’ experience in financial management, experience in banking, credit insurance brokerage or a credit insurance environment.
Excellent computer skills, with an understanding of financial software and spreadsheet packages.
Strong analytical and research skills.
Ability to build long term customer relationship, even in a context of restrictive decisions and deteriorated market
Strong planning, organizational and workflow prioritization skills.
Strong communicator and able to convince others of decision taken; ability to hold visits and contacts including difficult meetings with high profile seniors.
Bilingual preferred
Looking for candidates that possess a basic awareness of Artificial Intelligence technologies and are enthusiastic about learning and integrating AI into everyday business processes.
- (Generative) Artificial Intelligence or GenAI or AIData Analysis(Microsoft) CopilotChatGPT
- Data Analysis
- (Microsoft) Copilot
- ChatGPT

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Only meet some of the criteria? Please apply anyway – we want to hear from you!

Total Compensation Range:

$105,000-$115,000

Placement within the range provided above is based on the individual’s relevant experience, skills for the role, and location. Salary ranges are only one component of our total compensation package.

Benefits:

We value your goals and needs, at work and in life. As an associate, you’ll be supported with resources, benefits, and work-life balance so you can thrive in ways that matter to you.

Featured employee benefits to enrich your life:

· Competitive compensation

· Annual bonus eligibility and/or commission structure opportunities

· 401(k) discretionary match of up to 6%

· Flexible work schedules

· Health and wellness benefits

· Paid time off for vacation, illness, Birthday Day Off and Volunteer Day Off

· Tuition Reimbursement

· Family care resources, including fertility and adoption benefits

Learn more about our benefits here:

https://rcmd-connect.com/allianztrade/

Our policies may change as our working lives evolve. Yet, our commitment to supporting our associates’ well-being and addressing the needs of our clients, business, and communities is unwavering.

Commitment to Diversity, Equity, and Inclusion

We at Allianz believe in a diverse and inclusive workforce and are proud to be an equal opportunity employer. We encourage you to bring your whole self to work, no matter where you are from, what you look like, who you love, or what you believe in. We therefore welcome applications regardless of race, ethnicity or cultural background, age, gender, nationality, religion, social class, disability or sexual orientation, or any other characteristics protected under applicable local laws and regulations.

Allianz Group is one of the most trusted insurance and asset management companies in the world. Caring for our employees, their ambitions, dreams and challenges, is what makes us a unique employer. Together we can build an environment where everyone feels empowered and has the confidence to explore, to grow and to shape a better future for our customers and the world around us.

Note: Diversity of minds is an integral part of Allianz’ company culture. One means to achieve diverse teams is a regular rotation of Allianz Executive employees across functions, Allianz entities and geographies. Therefore, the company encourages its employees to have motivation in gaining varied skills from different positions and to collect experiences from across Allianz Group.

Headquartered in Paris, Allianz Trade is the global leader in trade credit insurance and a recognized specialist in the areas of surety, collections, structured trade credit and political risk, present in over 40 countries with 5,800 employees. In 2024, our revenues reached 3.8 billion euros, and we guaranteed 1,400 billion euros of trade transactions worldwide. With sustainability, collaboration, and inclusion at the heart of our values, our workplace culture has earned global recognition — demonstrated by our certification as a Great Place to Work and a Gold Medal from EcoVadis in 2025.

Disclaimer: Allianz Trade is the trademark used to designate a range of services provided by Euler Hermes.

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