Senior Credit Underwriter
Baltimore, MD, US, 21202
Job Purpose: Ensures most effective credit limit service in terms of quality of decision, turnaround time and communication toward customers. Attracts new customers/prospects by quality of service and underwriting decisions and builds a trustee relationship with customers, to improve customer portfolio profitability
Key Responsibilities
- Decide credit limit requests consistently, within response time delays included in Risk Business Model by assessing buyer with all information available in IRP and his/her own market knowledge.
- Responsible of a dedicated customers portfolio, steering it and providing a pro-active service level, according to PH classification by regularly meeting customers and broker and by organizing telephone conferences.
- Contributes to support Commercial in steering customers loss ratio and implement necessary actions to ensure or restore profitability of portfolio.
- Takes responsibility in projects and initiatives supporting RBM and IRP related matters.
- Builds relationships with other core functions.
Key Requirements
- Bachelor’s degree in economics, finance or related discipline.
- Advanced degree, MBA or MS Finance preferred.
- 4-7 years’ experience in financial management experience in banking, credit insurance brokerage or a credit insurance environment.
- Excellent computer skills, with an understanding of financial software and spreadsheet packages
- Market knowledge in dedicated business industries.
- Strong business expertise and business/finance assessment skills.
- In depth knowledge and experience in Allianz Trade Underwriting; demonstrated commercial awareness.
- Looking for candidates that possess a basic awareness of Artificial Intelligence technologies and are enthusiastic about learning and integrating AI into everyday business processes.
- (Generative) Artificial Intelligence or GenAI or AI
- Data Analysis
- (Microsoft) Copilot
- ChatGPT
Total compensation range:
$105,000 - $115,000
Placement within the range provided above is based on the individual’s relevant experience, skills for the role, and location. Salary ranges are only one component of our total compensation package.
Benefits:
We value your goals and needs, at work and in life. As an associate, you’ll be supported with resources, benefits, and work-life balance so you can thrive in ways that matter to you.
Featured employee benefits to enrich your life:
· Competitive compensation
· Annual bonus eligibility and/or commission structure opportunities
· 401(k) discretionary match of up to 6%
· Flexible work schedules
· Health and wellness benefits
· Paid time off for vacation, illness, Birthday Day Off and Volunteer Day Off
· Tuition Reimbursement
· Family care resources, including fertility and adoption benefits
Learn more about our benefits here:
https://rcmd-connect.com/allianztrade/
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100207 | Underwriting | Professional | Non-Executive | Allianz Trade | Full-Time | Permanent
Allianz Group is one of the most trusted insurance and asset management companies in the world. Caring for our employees, their ambitions, dreams and challenges is what makes us a unique employer. We are united by a shared commitment: to put our customers first and at the center of everything we do. Their needs inspire our thinking and guide our actions. Together, we can build an environment where everyone feels empowered and confident to explore, grow and shape a better future – for our customers and for the world around us.
At Allianz, we stand for unity: we believe that a united world is a more prosperous world, and we are dedicated to consistently advocating for equal opportunities for all. The foundation for this is our inclusive workplace, where people and performance both matter, and where integrity, fairness, inclusion and trust are at the heart of our culture. We therefore welcome applications regardless of race, ethnicity or cultural background, age, gender, nationality, religion, social class, disability or sexual orientation, or any other characteristics protected under applicable local laws and regulations.
Join us. Let's care for tomorrow.
Note: Having different strengths, experiences, perspectives and approaches is an integral part of Allianz‘ company culture. One means to achieve this is a regular rotation of Allianz employees across functions, Allianz entities and geographies. Therefore, Allianz expects from its employees a general openness and a high motivation to regularly change positions and collect experiences across Allianz Group.
Nearest Major Market: Baltimore
