Executive Regional Underwriter

Job Level: Professional

Location:

Owings Mills, MD, US, 21117

Area of Expertise: Underwriting

Unit: Allianz Trade

Employing Entity: Euler Hermes North America Insurance Com

Job Type: Full-Time

Remote Job: Remote working

Employment Type: Permanent

ID: 91793

Position Cluster: Non-Executive

Reporting Line: Regional Head of Underwriting This position will be responsible for serving as the centerpiece for our regional risk management and portfolio steering, ensuring a constant portfolio quality and supporting sustainable growth for the regional organization. The role offers the ability to conduct in-depth analysis based on credit and surety metrics, while strongly interacting with our local Underwriters, both for global portfolio monitoring reasons but also for decision making when it comes to Regional authority This role manages a portfolio of companies in a volatile environment by analyzing Surety parameters, public and private financial data, market trends, microeconomic conditions, and is providing strong support and guidance to local teams
	Key Responsibilities and Duties
	Manage a profitable portfolio of business utilizing sound credit analysis techniques in relation with specifics of the surety facilities and surety standards Provides strong guidance and support both to the local teams and regional team on portfolio steering and prospects studies Perform consistent financial and credit analysis to determine the appropriate credit rating of companies (prospects or accounts) being analyzed within regional underwriting’s authority and scope, and make detailed recommendations to Regional Underwriting Coordinator Connect with all stakeholders (Surety organization, TCI Credit team, Group Surety and Group Credit) to ensure proper and full ability to perform assigned responsibilities Ensures timely monitoring and renewal of facilities within the assigned portfolio together with data consistency and compliance with Group and local rules and processes
	Required Qualifications and Skills
	Bachelor’s degree in Business Administration or Finance, MBA preferred 7+ years’ experience in financial management experience, preferably in a Surety environment, or in banking, credit insurance Excellent communication skills, team-spirit and customer-service mindset Credit knowledge and experience with high-volume risk analysis and underwriting, strong skills in financial analysis; very good knowledge of Finance and Credit Management Macro and micro economic knowledge Strong adaptability in a fast-changing organization Strong computer skills, with an understanding of financial software and spreadsheet packages Looking for candidates that possess a basic awareness of Artificial Intelligence technologies and are enthusiastic about learning and integrating AI into everyday business processes. Total compensation range: $115,000 - $135,000 Placement within the range provided above is based on the individual’s relevant experience, skills for the role, and location. Salary ranges are only one component of our total compensation package. Benefits: We value your goals and needs, at work and in life. As an associate, you’ll be supported with resources, benefits, and work-life balance so you can thrive in ways that matter to you. Featured employee benefits to enrich your life: · Competitive compensation · Annual bonus eligibility and/or commission structure opportunities · 401(k) discretionary match of up to 6% · Flexible work schedules · Health and wellness benefits · Paid time off for vacation, illness, Birthday Day Off and Volunteer Day Off · Tuition Reimbursement · Family care resources, including fertility and adoption benefits Learn more about our benefits here: https://rcmd-connect.com/allianztrade/ Our policies may change as our working lives evolve. Yet, our commitment to supporting our associates’ well-being and addressing the needs of our clients, business, and communities is unwavering.

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#LI-REMOTE

Allianz Group is one of the most trusted insurance and asset management companies in the world. Caring for our employees, their ambitions, dreams and challenges, is what makes us a unique employer. Together we can build an environment where everyone feels empowered and has the confidence to explore, to grow and to shape a better future for our customers and the world around us.

At Allianz, we stand for unity: we believe that a united world is a more prosperous world, and we are dedicated to consistently advocating for equal opportunities for all. And the foundation for this is our inclusive workplace, where people and performance both matter, and nurtures a culture grounded in integrity, fairness, inclusion and trust.

We therefore welcome applications regardless of ethnicity or cultural background, age, gender, nationality, religion, social class, disability or sexual orientation, or any other characteristics protected under applicable local laws and regulations.

Join us. Let's care for tomorrow.

Note: Having different strengths, experiences, perspectives and approaches is an integral part of Allianz‘ company culture. One means to achieve this is a regular rotation of Allianz Executive employees across functions, Allianz entities and geographies. Therefore, the company expects from its employees a general openness and a high motivation to regularly change positions and collect experiences across Allianz Group.