Risk Underwriter, Singapore

Allianz Trade is a leader in the trade credit insurance market and embraces innovative technologies. We utilize Artificial Intelligence powered tools and encourage candidates with a basic understanding of commonly used platforms, as well as an awareness of best practices and the potential risks associated with AI in the workplace to apply.

The ideal candidate would have 3-5 years of experience in a corporate credit analysis role and would come from financial services background (banking, asset backed lending, rating agency). This is a client facing role, which requires not only strong core technical skills, but also ability to work under pressure. The candidate must have excellent communication skills, as he/she will be involved in meetings/discussions with senior management of our clients/prospects in Singapore (and occasionally other ASEAN countries).

Job Responsibility:

• Decide credit limit requests consistently, within response time included in Risk Business Model by assessing buyer with all information available in the Allianz Trade Risk database and his/her own market knowledge
• Monitoring of the risk portfolio by requesting further information to Risk office, according to Information Quality Standards
• Be responsible for a dedicated portfolio of customers, steer it and provide a pro-active service level, according to policy holder classification by regularly meet customers and brokers, organizing telephone conferences
• Contribute to support Commercial Department in steering customers loss ratio and implement necessary actions to ensure or restore profitability of a portfolio
• Any other ad hoc task assigned

Requirements

• Minimum 3-5 years’ experience in a financial institution or rating agency as a financial/credit analyst
• Strong analytical skills
• Excellent knowledge of the local economic and business environment 
• Expertise in specific trade sectors 
• Ability to interact with senior managers externally with a view to obtain information 
• Ability to network and forge relationships quickly in a multicultural environment
• Self-starter / Able to work independently
• Excellent interpersonal and communication skills
• Excellent command of English, both spoken and written essential

Allianz Trade is the global leader in trade credit insurance and a recognized specialist in the areas of surety, collections, structured trade credit and political risk. Our proprietary intelligence network is based on instant access to data of 289 million corporates. We give companies the confidence to trade by securing their payments. We compensate your company in the event of a bad debt, but more importantly, we help you avoid bad debt in the first place. Whenever we provide trade credit insurance or other finance solutions, our priority is predictive protection. But, when the unexpected arrives, our AA credit rating means we have the resources, backed by Allianz to provide compensation to maintain your business. Headquartered in Paris, Allianz Trade is present in over 40 countries with 5,800 employees. In 2024, our consolidated turnover was EUR3.8 billion and insured global business transactions represented EUR1,400 billion in exposure. For more information, please visit allianz-trade.com.